A new option inside digital banking

4Front Credit Union announced a buy-now-pay-later service on November 9 for eligible members across Michigan. Qualifying purchases can be divided into fixed installments through its mobile and online banking, using a 4Front checking account.

Eligibility still matters

The service uses equipifi’s platform, with members borrowing from 4Front rather than opening another provider’s account. Membership is open to people living, working, worshipping or doing business in Michigan’s 83 counties. Membership itself does not establish approval for every purchase.

Check the actual offer before accepting

The joint announcement does not specify a complete interest-rate schedule, charges, credit-check policy or universal installment count. Those gaps should not be read as an interest-free or fee-free promise. Members should examine the payment dates, total repayment amount and applicable terms in the actual offer.